Empower Your Credit.
Unlock Your Opportunities.
Safe and easy way to improve your credit score.
Safe and easy way to improve your credit score.
Well… so that you could get your dream car, house or lifestyle.
Decide how much you can save each month for a year
Start depositing your monthly contribution to Ascendit
We report your monthly contributions to the credit bureaus
Watch your credit score grow
Withdraw your savings pot to your bank account
Many stores offer financing options for big purchases like furniture, appliances, and electronics — but the interest rate you’re offered depends on your credit profile.
A stronger credit score could help you:
✅ Qualify for lower interest rates
✅ Pay less overall for the things you need
Lenders may check your credit profile when you apply for a home loan.
A stronger credit score could improve your chances of:
✅ Getting your mortgage approved
✅ Qualifying for a lower interest rate, which could save you money over time
Knowing that you’re financially stable and can access credit when needed could help reduce stress when facing unexpected expenses or emergencies.
Telecom companies may check your credit profile before approving a phone contract.
A stronger credit score could help you:
✅ Qualify for contracts
✅ Access better phones and data deals
✅ Enjoy more flexible contract options
When applying for car finance, lenders may check your credit profile to decide whether to approve your loan and what interest rate to offer you.
A stronger credit score could help you:
✅ Qualify for lower interest rates
✅ Pay smaller monthly repayments
✅ Spend less overall on your vehicle
Using Ascendit’s partnership, your money is invested in the Allan Gray Money Market Fund where it can earn interest of 9% a year. *
Ascendit helps South Africans improve their credit scores while developing good saving habits.
We believe financial well-being should be accessible to everyone. Our platform offers a straightforward and secure way to improve your credit score through consistent savings, creating accessible pathways to better interest rates, improved loan terms, and greater financial freedom.
Founded by Hamish Smart and Orlando Getty, Ascendit’s mission is to help South Africans build stronger financial futures. Having grown up and been educated in Cape Town, Orlando has a deep connection to South Africa and has witnessed firsthand the negative impacts that toxic debt can have on people. Together, the founders were driven to make positive financial change in South Africa.
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